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Federal Grants & Loans


Financial Aid Opportunities


Financing a college degree can seem overwhelming, but financial assistance opportunities exist for students to make career training and higher education a reality. Many Bryant & Stratton College Online students take advantage of some form of financial assistance, such as grants, scholarships or loans. Contact the Financial Aid office today and let our knowledgeable financial aid advisors help you understand the different options available to you.


The federal government offers the following to college students who have completed a Federal Application for Federal Student Aid (FAFSA) form:

  • Pell Grants
  • Federal Supplemental Educational Opportunity Grants (FSEOG)
  • Federal PLUS Program
  • Federal Stafford Loans
  • Additional Government Programs

Pell Grants

The Pell Grant program provides grants of up to $5,550 per year to undergraduate students. Eligibility is based on the information provided in the FAFSA form and determined by the federal government. Students should receive an electronic copy of their Student Aid Report from the federal government approximately five business days after submitting their electronic application. Your Bryant & Stratton College Online financial aid advisor will use this report to determine the amount of your grant award. 



Federal Supplemental Educational Opportunity Grants

The Federal Supplemental Educational Opportunity Grants program provides supplemental financial assistance to students who demonstrate financial need. Grant awards range from $100 to $4,000 per academic year. The Bryant & Stratton College Financial Services Office determines eligibility for these grants. 



Federal PLUS Program

The Federal PLUS (Parent Loan for Undergraduate Students) Program enables parents to borrow directly from the federal government in order to pay for a dependent child’s cost of education. Repayment begins within 60 days of the date the loan is disbursed and continues over a 10-year period. The loan has a variable interest rate determined annually by the federal government. 



Stafford Student Loans

Stafford Student Loans enable students to borrow money from the federal government to help finance their education. The loans may be “subsidized” or “unsubsidized,” depending on a student’s financial need. Nearly all students who meet the general eligibility requirements for federal financial aid are eligible for a student loan. Note the eligibility requirements for unsubsidized loans are larger for students living independently because they do not qualify for the Federal PLUS Program. 



Additional Government Programs

Various government agencies also administer unique programs to help with the cost of higher education, including the Department of Veterans Affairs, Bureau of Indian Affairs, New York Vocational Educational Services for Individuals with Disabilities (VESID), Trade Readjustment Act (TRA) and Workforce Investment Act (WIA). To find out if you may be eligible for these, speak with your guidance counselor, a social service agency or a Bryant & Stratton College Online financial aid advisor.