Federal Financial Aid

Federal Aid

Many Bryant & Stratton College students are eligible to receive federal student aid in the form of grants, federal work study, or loans. These different forms of aid can all be applied to the cost of education at Bryant & Stratton College to help make your education more affordable. Determining your eligibility for financial aid starts with completing a Free Application for Federal Student Aid (FAFSA) and working with our helpful financial aid advisors to identify your eligibility.

A completed FAFSA application with Bryant & Stratton College’s school code – 002678 – will help determine your eligibility for the following forms of aid:

Students can receive up to $7,395 per undergraduate year through the Federal Pell Grant. Pell Grant eligibility is based on the student’s expected family contribution as determined by the FAFSA application. Students will work with a Bryant & Stratton College financial aid representative to determine their Pell Grant eligibility.

As of July 1, 2012, students are limited to the equivalent of 12 full-time semester payments or 6 scheduled awards over their lifetime. This means that students can’t receive additional Pell Payments once they’ve reached this limit.

Students can receive up to $4,000 per aid year through the Federal Supplemental Education Opportunity Grants program. This grant system is presented to students who demonstrate the required financial need with awards ranging from $100 up to $4,000 depending on eligibility and is limited to available funding.

The financial aid department at Bryant & Stratton College works with students to determine eligibility for additional assistance through FSEOG.

Campus-based students have the opportunity to participate in the federal work study program at Bryant & Stratton College while attending classes. This program is available for students who have a qualifying financial need and incorporates work that complements the student’s program of study. There is also an opportunity to work with off-campus businesses or non-profit agencies determined by working with your financial aid advisor.

The Federal Parent PLUS Program enables parents to borrow directly from the US Department of Education on behalf of their child in order to defray the cost of education. The student must be a dependent in order to qualify for the PLUS program.

Repayment begins on the date of the last disbursement of the loan, and payment is made over a 10- or 20-year period. Payments may be deferred upon request. The interest rate is variable, as determined annually by the federal government.

Many students at Bryant & Stratton College meet the requirements to qualify for a Direct Student Loan. This student loan program allows eligible students to borrow directly from the US Department of Education to help pay for school. As with any other form of student loan, you must repay the loan, with interest, after leaving school or after dropping below a halftime enrollment status.

Depending on a student’s personal financial need, the loans may be either subsidized or unsubsidized. Typically, the eligibility requirements for unsubsidized loans are higher for independent students, because they will not be qualified for the Federal Parent PLUS Program. Students are required to complete a Master Promissory Note (MPN) and entrance counseling. You can learn more at www.studentaid.gov.

Various governmental agencies administer programs that assist with educational costs. Examples of these agencies are the Department of Veterans Affairs (VA), Bureau of Indian Affairs (BIA), New York Vocational Educational Services for Individuals with Disabilities (VESID), Trade Readjustment Act (TRA), and the Workforce Investment Act (WIA). For further information regarding eligibility, contact your high school guidance counselor, social services agencies, or Bryant & Stratton College.

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